Fuel Your Liquor Store’s
Growth – Fast.

Your Best Guiding Growth To Driving Success

Patel Funding delivers fast, flexible, and revenue-based financing built specifically for liquor store owners. Whether you’re purchasing inventory, preparing for peak seasons, or covering payroll — we’re here to fund your next move.

24–48 Hour
Approvals
No collateral
required
Fixed Weekly
Payments
Trusted &
Transparent
About Us

Your Liquor Store’s Growth Partner

Easy Funding Process
Easy To Use
Fast & Reliable
Fast & Reliable
Patel Funding is a fully operational financing provider backed by Patel Processing, a trusted name in payment services for small businesses across the United States. We specialize in revenue-based financing with fixed weekly repayments, designed to meet the working capital needs of liquor store owners. With deep industry experience and access to real-time merchant data, we deliver capital that’s fast, simple, and aligned with how your business operates.
Why Choose Patel Funding

Your Bank Alternative

Get fast, hassle-free funding designed exclusively for liquor store owners. Quick approvals, no collateral, and flexible weekly repayments

Features
Patel Funding
Traditional Bank
Approval Time
24-48 Hours
2-6 weeks
Collateral Requirement
Not required
Often required
Repayment Mode
Fixed Weekly Payments
Fixed Monthly Payments
Industry Focus
Liquor Stores Only
General Business Lending
Renewal Process
Streamlined & relationshipbased
Lengthy and bureaucratic
How It Works

Get Funded in 3 Easy Steps

Repayment is made easy through a fixed weekly payment, making your cash flow planning
simple and predictable.

Apply Online

Fill out a quick, no-obligation application.

Get Approved

We evaluate your store based on revenue and business performance

Receive Funds

Get capital deposited into your account in as little as 24–48 hours

What We Offer

Tailored Financing for Liquor Store Growth

Inventory Financing

Get capital to stock liquor, tobacco, and high-demand items — especially ahead of
holidays and supplier deals.

Short-Term Working Capital

Use funding for everyday operational expenses like staffing, vendor payments, and
delivery costs.

Personalized Support

Work with a team that understands liquor retail – not just numbers.
Fast Financing

Grow Your Liquor Store with Confidence

Apply today and get fast, flexible financing—backed by a team that understands your industry.

Testimonials

Trusted by Liquor Retailers Nationwide

Sarah Thompson Business Owner

Patel Funding understood our business from Day 1. When we needed quick capital to stock up before the holidays, they delivered within 48 hours—no red tape, no bank delays. Their team actually knew what products drive our revenue. It felt like working with a partner, not just a lender.

James Peterson Business Owner

We’ve worked with traditional banks before, but they never ‘got’ the liquor business. With Patel Funding, approvals are fast, payments are predictable, and there’s no pressure. Their revenue-based model just makes sense for how we operate. We’ve already returned for a second round.

Emily Rodriguez Business Owner

Cash flow was always a challenge between supplier cycles and payroll. Patel Funding gave us the breathing room we needed without making us jump through hoops. Same-day approval and fixed weekly payments helped us plan better and grow smarter.

Funding Impact Calculator

See How Funding Can Boost Your Profits

Enter your business numbers and instantly see the impact of financing on revenue, profit, and growth potential.

Funding Inputs

$50,000
Drag to set the advance amount to be deployed into inventory.
15.0%
Effective funding cost percentage (e.g., 15% = 0.15).
25.0%
Average gross margin across SKUs (e.g., 25% = 0.25).
6.0×
9.0×
Model the uplift you expect from better stocking velocity.

Summary

Name
Total
Revenue Before Funding (Rb)
Tb × A
$0.00
Revenue After Funding (Ra)
Ta × A
$0.00
Gross Profit Before (GPb)
GM × Rb
$0.00
Gross Profit After (GPa)
GM × Ra
$0.00
Funding Cost (C × A)
C × A
$0.00
Net Profit Gain
GM × (Ta − Tb) × A − C × A
$0.00
% Increase in Profit
0.00%
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Frequently Asked Questions

Quick Solutions to Your Queries

Find quick answers to common questions. Explore our FAQs to get the information you need, whenever you need it

Unlike traditional banks, we offer revenue-based financing with no collateral, no hard credit pull, and same-day approvals. Our model is built specifically for liquor store owners, with predictable weekly payments that match your cash flow cycles.

We primarily serve independent liquor store owners with consistent monthly revenue. Approval is based on your store’s sales performance—not just your credit score. If your store is generating steady sales, you’re likely eligible.

In most cases, approved applicants receive funds in their business bank account within 24–48 hours of submitting all required documentation.

We typically fund between $5,000 and $250,000, depending on your store’s revenue and repayment capacity. Our underwriting is designed to match funding size with business need.

We do not require collateral or personal guarantees. Your business performance is the foundation of our underwriting model.

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Flexible Funding

Smart Financing Starts Here

Flexible Funding

Smart Financing Starts Here

Thank You

We’ve Received Your Application

We appreciate your interest in Patel Funding. One of our specialists will contact you shortly to discuss the next steps. In most cases, approvals happen within 24–48 hours.